Legal Disclaimer & Disclosure
1. General Investment Disclaimer
Investments in the securities market are subject to market risks. Please read all the related documents carefully before investing. The content provided on this website is for informational and educational purposes only and should not be construed as professional financial advice, an offer, or a solicitation to buy or sell any securities or financial products.
2. Product-Specific Disclosures
A. Mutual Funds
Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.
The NAV of the schemes may go up or down depending upon the factors and forces affecting the securities market.
Past performance of the schemes is not necessarily indicative of future performance.
B. Portfolio Management Services (PMS) & Alternative Investment Funds (AIF)
PMS and AIF products are high-risk investment vehicles and are suitable only for sophisticated investors.
In terms of the SEBI (Portfolio Managers) Regulations, 2020, and SEBI (Alternative Investment Funds) Regulations, 2012, investors are advised to review the Disclosure Document and Private Placement Memorandum (PPM) thoroughly.
These instruments are not “insured” by any government agency and involve the potential loss of principal.
C. Insurance
Insurance is a subject matter of solicitation.
For more details on risk factors, terms, and conditions, please read the sales brochure carefully before concluding a sale.
Tax benefits are subject to changes in tax laws.
3. No Guarantee of Returns
[Your Company Name] and its representatives do not provide any assurance or guarantee of returns or capital protection for any of the products mentioned. Any “target” or “projected” returns are purely illustrative and based on historical data which may not repeat.
4. Professional Advice
The information provided here does not take into account the specific investment objectives, financial situation, or needs of any individual. Investors are strongly advised to consult with a SEBI-Registered Investment Adviser or a qualified tax/legal professional before making any decision.
5. Conflict of Interest & Commissions
In accordance with SEBI/IRDAI norms, please note that [Your Company Name] may act as a distributor/referral partner for various Asset Management Companies (AMCs), AIF Managers, and Insurance Providers. We may receive commissions or brokerage from these entities for the products distributed. A detailed schedule of commissions is available on request/on our website.
6. Accuracy of Information
While we strive to provide accurate and up-to-date information, the data is sourced from third parties believed to be reliable. Financial Therapy Association of India makes no warranties, express or implied, regarding the completeness or accuracy of the data.
7.Market Risk Warning
Investments in the securities market are subject to market risks. The value of shares and equity-linked instruments can fluctuate significantly based on company performance, economic shifts, and global events. Past performance is not an indicator of future results. There is no assurance or guarantee of returns or preservation of capital.
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